![]() For instance, if your assumed annual spending of $36,000 only includes $5,000 worth of travel, rewards in a typical year would add up to $715-a few bucks less than the $720 you would earn with our top cash back pick, the Wells Fargo Active Cash. Homebodies, though, might be better off with a straightforward cash back card. Although Freedom Unlimited offers 3% on drugstore and restaurant purchases, its top rate for travel is what makes this card stand out. ![]() With a 5% cash back rewards rate for travel booked through the Chase Ultimate Rewards portal, people itching to hit the road again after Covid can rack up some impressive rewards, especially in the first year, when you can earn an additional 1.5% cash back on up to $20,000 in purchases, for a total of 6.5% cash back on travel booked through Ultimate Rewards.
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